Money tree

Topping up your main pension is a great way to save for your future retirement.

You can pay additional contributions alongside your main pension and receive the following benefits:

  • a boost to your benefits in our fund
  • you'll receive tax relief if you pay tax
  • you won't have to pay any admin set-up fees

Your options

We currently have 3 different investment options you can choose from to increase your benefits or provide extra protection:

  • additional voluntary contributions (AVCs)
  • additional pension contributions (APCs)
  • extra life cover

Closed investment options

We have 2 investment options which are now closed. Some of our members are still paying into their contracts for the following options:

  • additional regular contributions (AVC)
  • purchase of added years (PAY)